Tag Archives: Publish

Free eBook Publishing Guide – Part 1 – Why publish an eBook?

October 5, 2021   Insurance Definition

Free eBook Publishing Guide – Part 1 – Why publish an eBook?

eBook defined
Despite being around now for over twenty years, no-one has yet come up with a stable definition for the word ‘eBook’. However, one can discern some typical features:
• The item is distributed as a single file (so CD encyclopaedias are not considered to be eBooks) and can be opened as a data file in an application, rather than being launched as an executable (.exe) file
• The item is both complete & completed – i.e. neither a chapter / episode / serial nor an unfinished work in progress
• The item is familiar to readers, as obeying most or all of the standard conventions of a book (e.g. contains a table of contents, preface, index, etc. and is between 25,000 and 400,000 words in length)
The advantages of an eBook
Aside from the financial advantages for the author (which I will cover below) there are a number of intrinsic benefits to eBooks when compared to the traditional printed book:
• Readers can search the text to quickly find key information, particularly when reading for a second time
• Readers can adjust the font face and size to make the book easier to read (ever more vital for an ageing population!)
• Blind or partially-sighted readers can make further use of text-to-speech conversion software (“screen readers”)
• eBooks can be read in low light or total darkness by using the back-lighting features of PC or mobile devices
• Distribution costs are extremely low and eBook authors and publishers can respond quickly to any erratum or addendum, with more frequent, incremental editions
• eBooks are environmentally friendly. Many hundreds can be stored on a single device and paper use (through printing) is minimised or avoided altogether
• eBooks without DRM protection can be instantly copied and backed up easily
The Advantages for the Author
When writing a traditional printed book, the odds are stacked against the author making a decent living from their work! eBooks, by contrast, deliver a real return on investment for the author:
• You cannot get rejected! A traditional book may get rejected 50 or 60 times by different publishers and agents before finally being accepted – or indeed may never find a home! Many authors paper their walls with rejection letters. You won’t have to!
• You don’t have to wait! For the traditional book, it can take up to two years for the publisher to get your book to market (managing as she does a huge and inefficient supply chain of printers, shippers, wholesalers, distributors, marketers and booksellers). An eBook may take no more than 10 weeks!
• You can make a lot more money! To illustrate this, imagine a traditionally published book with a list price of £20. The Distributor and buying public share a 50% trade discount between them (£10 in this case) and the Publisher takes £9; leaving the author with a 10% royalty on the discounted “net” price (£1). For a trade paperback, this might be less (perhaps 70 pence). For an equivalent £20 eBook, you could earn 14 times as much on each copy (£14)! More on this later in the guide.
• You get your money sooner and with less surprises! On a traditional book, an author would generally get their cut up to 120 days after the actual sale, with 20% of their cash witheld as insurance against unsold books. With eBooks it varies from immediate receipt to 90 days, with no portion witheld.
• The practical advantages; eBooks can be changed or updated easily, without the need for new print runs and thrown-away old editions. They need never go out of print and can cross genres or use unusual formulas without aggravating an interfering editor! Finally, you retain complete rights to the title and agreements will be non-exclusive (so you can sell through other publishers).
Conclusions
I hope I have convinced you that the eBook option is very much worth investigation, particularly for the new author. You can avoid publisher rejection letters, get to market 12 times faster and make 14 times the income per book than you would in the traditional publishing model.
In chapter 2 of my free eBook Publishing Guide (“features of the eBook Market”), I explore the Book market itself and the different emerging publishing models therein.

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Why It Pays To Check The Small Publish Before Buying Important Health Problem Cover

January 1, 2019   Insurance Definition

Why It Pays To Examine The Small Publish Prior To Acquiring Crucial Illness Cover

When it comes to essential ailment insurance coverage, reading the tiny print in your policy is absolutely vital. Relying on the firm, as much as 25% of essential ailment claims are turned down as well as a lot of these circumstances come down to the plan owner not understanding the finer factors of their plan.

The raising quantities of negative publicity bordering instances in which individuals with critical illnesses are not able to get their insurer to pay out put off lots of people from obtaining insurance policy they might possibly gain from. Nevertheless, when you think about that 20% of guys as well as 17% of women will experience a crucial disease before they reach 65, insurance begins to seem like an appealing alternative.

Greatly publicised instances of insurance coverage firms refusing to pay for essential disease cases have led to a considerable quantity of consumer mistrust in this kind of insurance coverage. Nevertheless, it’s vital to keep in mind that in many cases, one of three concerns remains in play; the plan holder did not divulge essential clinical details when they requested the insurance policy, they did not adhere to company protocol when getting clinical advice, or they just assumed they were covered for a particular illness when they weren’t. By ending up being totally knowledgeable about the conditions of your plan, you can reduce the chance of any one of these issues emerging if you require to make a claim.

Full Disclosure is Needed

Non-disclosure is the most usual factor that insurance policy firms reject essential ailment claims. This can imply stopping working to disclose info, or giving unreliable information either intentionally or unknowingly. This may even include information that is not relevant to an important disease you struggle with in the future, in addition to information associating with your family’s clinical history.

Review the little print and also comprehend what your plan covers before you also devote to a crucial disease policy, it’s crucial that you recognize precisely what you are and also are not covered for. Despite any kind of extenuating conditions, an insurance provider merely will not pay if you endure from a vital illness that your policy does not cover. Many common policies provide cover for a number of conditions, including kidney failure, cardiovascular disease, stroke, significant organ transplant as well as coronary bypass. However, if you want cover for additional critical diseases you’ll need to look around and also locate a policy that has what you’re seeking, as well as be especially careful in reviewing the conditions to see to it has the cover you need.

Keep in mind that essential illnesses as defined by insurance provider are really specific. If your health problem does not match your insurer’s interpretation, they can still deny your claim even if you have met all various other requirements of the policy.

Comply With Method When Seeking Clinical Recommendations

Following your insurance provider’s method when looking for medical suggestions will certainly decrease the possibility of them declining your claim. As an example, if your medical professional tells you that you have high cholesterol and also offers you suggestions on dietary as well as way of life changes you should make an initiative to decrease it, you need to follow your physician’s guidelines or risk invalidating any future claim you make. Your business’s method is vital details that you must discover before devoting to a policy, you need to recognize exactly how to continue when looking for medical recommendations right initially.

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